How will Millennials invest differently than their parents? Each generation has its differences and Millennials will be no different. For financial advisors it is absolutely necessary to understand the clientele with which they are working. For this reason a roadmap needs to be created to show who Millennials are and how financial advisors can help them navigate their way through their life. In order to do this it is necessary to look at the last generation's trends and values and how they are similar and different from Millennials as well as view the financial world around Millennials and the financial instruments available to them to determine a proper investment strategy. It was found that Millennials will use ETFs, insurance policies, and financial advice differently than their parents in order to properly prepare for their retirement.